A significantly critical insurance claim is set into play when one is involved in a car accident in Georgia. It is likely that a couple or more adjusters are allotted to your case by two or more different insurance companies. The innocent plaintiffs are oftentimes swamped with continuous different requisitions by liability adjusters and other entities when their only objective is to collect the financial compensation they so rightly deserve.
It is common practice that the claimants are tricked into accepting undervalued payouts and relinquishing their rights. This often occurs when victims are maneuvered into giving a forged testimony by such insurance corporations.
According to the data provided by the Insurance Information Institute, in 2019, the average insurance costs for medium sedans witnessed a net decrease of $6. The previously reported cost was an estimated $1,251.
After a horrible car accident, securing the most compensation generally involves three major elements:
- Knowing if a settlement offer provides fair compensation
- Maintaining adequate records of any expenses from the accident
- Having a skilled car crash attorney on retainer
It is imperative that you are fully aware of all the laws and regulations prevalent in your state. In order to attain such information and understanding the regulatory framework that orbits a car accident in Georgia, you should definitely consider having a competent lawyer on your payroll.
Understanding the Car Insurance Claims Process:
Setting aside at least a minimum amount of insurance money is a precondition set out by at least every progressive state in America. Some states along with an explicit clause in the insurance agreement, require a lawsuit to be filed with the insurer in the case where a person is victimized in a car accident. The insurer of the liable driver can be sued by the insurance administrator of the victim after they assess the facts and figures subsequent to your incident.
Medical bills, records, police reports (if any), pictures and videos, and other ancillary evidence could be inquired by your insurance adjuster during this procedure. Agents requiring a sworn statement by the victim are also a common practice and a vital constituent of such a process.
Financial risk/benefit analysis is the outlook typically opted by insurance companies. Such an approach comprises their efforts relating to cost-cutting by shifting fault to the claimant, claiming that the damages arise as a result of pre-existing medical conditions. The imposition of fine print in the insurance agreement is also one of the tactics used by insurance companies.
Prior to offering a minimal payout in good faith, administrators may also account for whether the victim has a feasible case or not. In order to be entitled to such compensation, adjusters may set a precondition for the victim to sign a waiver agreement in favor of the insurance company, thereby writing off all their rights to lawfully sue them in the future.
In real terms, an immediate settlement is presented as a disguise by companies so that the plaintiffs could be tempted into accepting their petty payout. However, a prudent individual also goes for what is right in front of them right at that moment and frets the contingency of an uncertain future receivable. Many people utilize such speedy payout to cover the losses sustained by them and to settle outstanding medical and other bills.
Avoid Legal Traps that Restrict Recovery:
Threshold injury laws along with no-fault insurance are covered as a legal section in the books of several states. Otherwise covered by personal injury insurance, such statute of limitations might be an obstacle at the time of recovering compensation for minor bruises. Therefore, the subjected victims should be able to put forward solid proof of an injury having a severe magnitude.
Such evidence might easily be challenged by the other party in the case where the doctor uncovered the fractured bones months after the incident. Therefore, the defendant might then go to all lengths to kill the lawsuit triggered by your counsel.
Summon Admissible Evidence:
Torts are a common terminology used for civil lawsuits for damages endured in a traffic crash. In a civil car accident case, the burden of proof lies with the party filing the claim. Third-party evidence and documentation is a prime example of evidence deemed as admissible in court.
Hire a Qualified Attorney If Involved in a Car Accident in Georgia:
After being the victim of a devastating car accident in Georgia, one can easily be overwhelmed with the constant financial, work, and medical pressure. It is thereby advised to consult with our firm’s skilled lawyers and thoroughly discuss your legal position. Our retainer ship arrangement also offers a payment plan contingent on the verdict of your case and the proceeds that follow.